Simulated workplaceCAQA Ledger and Lane Financial is a fictional business created by CAQA for training and assessment. It is not a real company and no person, client or record here is real.About this simulation
FNSCAQA Ledger and LaneSimulated workplace
Simulated workplace
Simulated Business Resources

For trainers and assessors

How to use CAQA Ledger and Lane Financial with your students, what is included, and the mapping to the Financial Services Training Package.

FNS release 8.2Future Skills Organisation
What is included

One simulated business, ready for assessment

A complete fictional employer

Public site and staff intranet for one business in the industry, with its history, services, values, locations, six departments and ten named roles. Everything is fictional and labelled as such on every page.

14 controlled documents

Policies, procedures, forms, templates, a register and a plan written in controlled-document style with document codes, owners, versions and review dates. Forms and templates are fillable on screen and print to PDF.

5 working systems

Record-keeping apps with realistic seed data: table, card and board views, add, edit, delete, search, filter, CSV export and a one-click reset. Records are stored in the student's browser, so every student starts from the same seed data.

Inbox, notices and calendar

Eight work requests from managers and colleagues that point the student at scenarios, documents and systems, a notice board, and a business calendar the student can add to.

8 assessment scenarios

Role-based workplace tasks at Entry, Intermediate and Advanced level, each with context, brief, task checklist, deliverables, linked documents and systems, assessor notes and a printable evidence summary.

Mapping to current units

Every scenario is mapped to current units of competency and qualifications on training.gov.au for this training package, so trainers can align tasks to their own assessment tools.

How to use it

A typical delivery pattern

  1. Orient the class. Walk students through the home page, the departments and the people so the business feels real before any task begins. Ask them to read About this simulation.
  2. Assign roles. Students sign in as the role a scenario names (or one you choose). The choice is stored only in their browser and shapes the greeting, inbox and evidence summary.
  3. Issue the work request. The inbox message for a scenario reads like a real instruction from a manager. Students open it, follow the link to the scenario and read the brief.
  4. Work in the systems and documents. Tasks tell students which policy to apply, which form to complete and which system record to create or update. Forms print to PDF; systems export CSV.
  5. Collect evidence. The scenario page ticks off tasks and prints an evidence summary listing every record the student created or changed, their notes and the units mapped. Combine it with your own observation checklist and questions.
  6. Reset between cohorts. Each browser starts from the same seed data. A reset on the About this simulation page clears everything a student did on that device.
Unit mapping

Scenarios mapped to current units

Codes and titles were taken from training.gov.au on 10 September 2026 (Financial Services Training Package, release 8.2, developed by Future Skills Organisation). Mapping shows which units a scenario gives evidence towards; it is not a substitute for your own assessment mapping.

ScenarioLevelUnits of competencyQualifications
Complete a client's month end
Bookkeeping and Accounts
EntryFNSACC321 Process financial transactions and extract interim reports
FNSACC322 Administer subsidiary accounts and ledgers
FNSACC314 Conduct business activities using a computerised accounting system
FNSINC311 Work together in the financial services industry
FNS30322 Certificate III in Accounts Administration
FNS40222 Certificate IV in Accounting and Bookkeeping
Prepare a monthly activity statement for review
Tax and Business Advisory
IntermediateFNSTPB411 Complete business activity and instalment activity statements
FNSACC411 Process business tax requirements
FNSACC418 Work effectively in the accounting and bookkeeping industry
FNSINC413X Apply codes and standards of ethical practice to own role
FNS40222 Certificate IV in Accounting and Bookkeeping
Process a pay run with a termination
Payroll Services
IntermediateFNSTPB412 Establish and maintain payroll systems
FNSPAY513 Process complex employee terminations in payroll
FNSPAY512 Process superannuation payments in payroll
FNSPAY514 Interpret and apply knowledge of industrial regulations relevant to payroll
FNS50422 Diploma of Payroll Services
FNS40222 Certificate IV in Accounting and Bookkeeping
Complete a preliminary assessment and loan application
Finance and Mortgage Broking
IntermediateFNSFMB412 Identify client needs and present broking options
FNSFMB411 Prepare loan applications on behalf of clients
FNSINC412 Apply and maintain knowledge of financial products and services
FNSCUS515 Determine client financial requirements and expectations
FNS40821 Certificate IV in Finance and Mortgage Broking
Manage a storm damage claim
Insurance Broking and Claims
IntermediateFNSISV408 Manage handling and settlement of routine insurance claims for retail clients
FNSISV405 Analyse insurance claims
FNSISV416 Use specialist terminology in insurance claims
FNSCUS311 Respond to customer enquiries
FNS41422 Certificate IV in General Insurance
FNS41720 Certificate IV in Insurance Broking
Onboard two new clients and verify identity
Compliance, Risk and Client Services
EntryFNSCUS311 Respond to customer enquiries
FNSINC311 Work together in the financial services industry
FNSORG411 Conduct individual work within a compliance framework
FNSINC412 Apply and maintain knowledge of financial products and services
FNS30122 Certificate III in Financial Services
FNS41820 Certificate IV in Financial Services
Investigate a complaint and assess a breach
Compliance, Risk and Client Services
AdvancedFNSCUS412 Resolve disputes
FNSORG514 Develop, monitor and supervise work practices to meet financial services regulatory requirements
FNSCMP501 Comply with financial services legislation
FNSINC513 Identify and apply complex ethical decision making to workplace situations
FNS60722 Advanced Diploma of Financial Licensing Management
FNS51822 Diploma of Financial Services
Prepare a budget, cash flow forecast and management report
Tax and Business Advisory
AdvancedFNSACC521 Provide financial and business performance information
FNSACC523 Manage budgets and forecasts
FNSACC527 Provide management accounting information
FNSACC526 Implement and maintain internal control procedures
FNS50222 Diploma of Accounting
FNS60222 Advanced Diploma of Accounting
Qualifications

All 36 current qualifications in FNS

The business is written to suit the featured qualifications; the rest can be supported by adding scenarios, which CAQA can do on request.

CodeTitleLevelStatus here
FNS10120Certificate I in Basic Financial LiteracyCertificate IAdaptable
FNS20120Certificate II in Financial ServicesCertificate IIAdaptable
FNS30122Certificate III in Financial ServicesCertificate IIIFeatured here
FNS30220Certificate III in Personal Injury ManagementCertificate IIIAdaptable
FNS30322Certificate III in Accounts AdministrationCertificate IIIFeatured here
FNS30420Certificate III in Mercantile AgentsCertificate IIIAdaptable
FNS40122Certificate IV in Credit ManagementCertificate IVFeatured here
FNS40222Certificate IV in Accounting and BookkeepingCertificate IVFeatured here
FNS40821Certificate IV in Finance and Mortgage BrokingCertificate IVFeatured here
FNS40920Certificate IV in SuperannuationCertificate IVAdaptable
FNS41422Certificate IV in General InsuranceCertificate IVFeatured here
FNS41521Certificate IV in Life InsuranceCertificate IVAdaptable
FNS41720Certificate IV in Insurance BrokingCertificate IVFeatured here
FNS41820Certificate IV in Financial ServicesCertificate IVAdaptable
FNS42022Certificate IV in Banking ServicesCertificate IVAdaptable
FNS42120Certificate IV in Personal Injury ManagementCertificate IVAdaptable
FNS42222Certificate IV in Personal Trust AdministrationCertificate IVAdaptable
FNS50222Diploma of AccountingDiplomaFeatured here
FNS50322Diploma of Finance and Mortgage Broking ManagementDiplomaFeatured here
FNS50422Diploma of Payroll ServicesDiplomaFeatured here
FNS50722Diploma of SuperannuationDiplomaAdaptable
FNS50922Diploma of Banking Services ManagementDiplomaAdaptable
FNS51022Diploma of Financial MarketsDiplomaAdaptable
FNS51120Diploma of General InsuranceDiplomaAdaptable
FNS51220Diploma of Insurance BrokingDiplomaAdaptable
FNS51420Diploma of Loss AdjustingDiplomaAdaptable
FNS51522Diploma of Credit ManagementDiplomaAdaptable
FNS51822Diploma of Financial ServicesDiplomaFeatured here
FNS51920Diploma of Personal Injury and Disability Insurance ManagementDiplomaAdaptable
FNS52022Diploma of Personal TrustsDiplomaAdaptable
FNS60222Advanced Diploma of AccountingAdvanced DiplomaFeatured here
FNS60622Advanced Diploma of Banking Services ManagementAdvanced DiplomaAdaptable
FNS60722Advanced Diploma of Financial Licensing ManagementAdvanced DiplomaAdaptable
FNS60822Advanced Diploma of Integrated Risk ManagementAdvanced DiplomaAdaptable
FNS80020Graduate Certificate in Anti-Money Laundering and Counter Terrorism FinancingGraduate CertificateAdaptable
FNS80120Graduate Diploma of Anti-Money Laundering and Counter Terrorism FinancingGraduate DiplomaAdaptable
Delivery format

Delivery and LMS compatibility

Hosted web application

Runs in any modern browser on desktop, tablet or phone. No installation, no plug-ins, no student accounts. Each package has its own address, for example bsb.caqa.com.

LMS ready

Link to the whole site, a scenario or a single document from Moodle, Canvas, aXcelerate, Cloud Assess, Blackboard or any LMS that can open a web link. A SCORM wrapper that launches the site and records completion can be supplied on request.

Privacy by design

Student entries stay in the student's browser (local storage). Nothing is sent to CAQA or to any server, so no personal information is collected and no accounts are needed. Students print or export their evidence for submission.

Accessibility and motion

Keyboard navigable, screen-reader labels on controls, reduced-motion support and a visible Motion toggle on every page.

Licensing

Licensing and usage

RTO licence

Licensed to the RTO under the CAQA Resources licence agreement for use with its enrolled students and staff across all its campuses and delivery modes. Contact CAQA for pricing and reseller terms.

Intellectual property

All content, fictional entities, documents and software remain the intellectual property of CAQA. The RTO may print and adapt documents for its own delivery within the licence.

Customisation

Branding and customisation

Branding

A private copy with the RTO's own business name, colours and logo can be produced on its own address.

Content

Extra documents, scenarios, systems and staff roles can be added, and existing ones adjusted to match the RTO's assessment tools, industry partners or state requirements.

Integration

Deep links per scenario and per document, optional SCORM launch package, and evidence summaries in a format that suits the RTO's assessment records.

FAQ

Questions trainers ask

How do trainers use Ledger and Lane with a class?

Start with the About and Departments pages so students understand how a multi-service firm is organised, then assign scenarios that match your qualification. Bookkeeping, tax, payroll, broking, insurance and compliance students each have scenarios in their own department that name the documents and systems to use.

How do students sign in?

Students sign in with the access code issued to your RTO and choose the role named in their scenario. Only a display name is stored, and no personal information is collected.

How are records in the systems kept?

Each system keeps student records in the RTO's site space so that a student's tracker entries, pipeline files and register entries persist between sessions. The seed records are the shared starting state for everyone.

How do I reset the systems for a new cohort?

Use the trainer menu on any system page to restore the seed records and clear student entries for your site space. Reset between cohorts or when the whole group has completed a scenario.

Can I add my own clients, jobs or files?

Yes. Trainers can add inbox messages, notices and calendar events, attach RTO assessment instruments to any scenario and add their own seed records. The controlled documents are read-only so that every student works from the same policy and procedure text.

Is Ledger and Lane a real firm?

No. Ledger and Lane Financial, its people, clients, lenders, insurers and records are fictional and built for training and assessment only. The laws, regulators and industry practices it describes are real so that assessment reflects current expectations in financial services.

Talk to CAQA

Pricing, reseller terms, matched assessment kits and private branded copies: info@caqa.com.au or 1800 266 160. Browse the full catalogue at caqaresources.com.au.